Protection That Fits Every Phase
Protect your car, home, and loved ones with coverage that fits your life.
Auto Insurance
Coverage built around how you drive, what you drive, and who rides with you.
Home Insurance
Protection for your home, belongings, and everyday liability exposures.
Life Insurance
Coverage that helps protect your loved ones and their financial future.
Confidence Through Clarity and Tailored Protection
We pair expert advice with a personal approach, making insurance decisions clear and stress-free.
Custom Insurance Options
We help you get coverage that’s optimized to your needs, with clear explanations and no surprises.
Claims Support & Advocacy
We guide you through every claim, making the process simple and stress-free from start to finish.
Bundle Savings
Save money and simplify your coverage by bundling home, auto, and more with us.
Insurance Policies We Offer
Home Insurance
Protect your house and everything in it.
Auto Insurance
Stay protected on every road ahead.
Life & Disability
Security for your loved ones and income.
Umbrella Insurance
Extra liability protection for peace of mind.
Business Owners
Bundled protection for your small business.
Commercial & Specialty
Specialized coverage for unique industries.
Renters Insurance
Coverage for your belongings and liability.
Recreational Vehicles
Protection for boats, RVs, and adventures.
And many more...
What Our Clients Say
Loved by thousands of happy clients.
★★★★★
“Shane is the most honest, accommodating and always has found me the best deal on rates for 3 exotics cars and a street bike. I recommend him to anyone who needs the best insurance guy in Colorado that I know. I have been considering giving him all my business/commercial policies as well, just waiting for right time.”
— Andy C
“Shane is an outstanding agent and an even better person. He answered my call at 9:30 p.m. and handled everything with professionalism and care. His experience and follow-through are second to none. It’s the small details he never forgets!! If he’s not your agent, he should be. My forever agent!”
— Kevin M
“Shane Clement at Farmers Insurance is hands-down one of the best insurance agents I’ve worked with. Shane is always responsive, incredibly knowledgeable, and genuinely great to work with. He takes the time to explain coverage options clearly, answers questions promptly, and ensures everything is handled smoothly from start to finish. You never feel rushed or overlooked—he truly has his clients’ best interests in mind. If you’re looking for an insurance agent who is reliable, professional, and easy to work with, I highly recommend Shane Clement.”
— Cirilo I
“Shane, Griselda , and Maxine are the best. I have a few accounts with them and when I need to update info they send it to me and even is spreadsheets this year vs last year so I can see what has changed. Unfortunately, I have had a few claims, yet their service was outstanding. They were there when I needed them. They followed up to make sure adjusters showed and claims were followed up and completed. Thank you for the guidance, advice, and really being a great insurance team :)”
— Brian M
Frequently Asked Questions
What types of insurance do you offer?
We offer a broad range of personal and commercial insurance policies (including home, auto, life, renters, business, and more) through a network of A-rated carriers. We’re happy to help you find the right coverage for your needs.
Can you review my existing insurance policies?
Absolutely! We offer complimentary policy reviews to identify gaps, overlaps, or opportunities to save whether you’re a client or just seeking guidance. Call us or submit our contact form and we will reach out.
What makes your agency different from other agencies?
At The Clement Agency, we put your needs first. Always. We offer honest advice, personalized service, and access to a wide range of top-rated carriers. You’ll never get a one-size-fits-all policy or high-pressure sales tactics—just clear guidance and coverage that truly fits your life.
How quickly can I get a quote or start coverage?
In most cases, we can provide same-day quotes and help you start coverage within 24 hours once we have the necessary information.
Are your services available to individuals and businesses?
Yes. We serve both families and businesses, tailoring our approach to your unique needs and goals.
Do you offer virtual appointments?
Absolutely! We offer both virtual and in-person meetings to fit your schedule and preferences.
Do you offer insurance for high-value homes or specialty vehicles?
Yes, we do. We have access to a wide range of carriers and products designed specifically for high-value homes, luxury properties, and specialty vehicles such as classic cars, RVs, boats, and more. We’ll tailor coverage to fit your unique needs and ensure your valuable assets are fully protected.
Can I switch my insurance to you if I’m currently with another provider?
Absolutely! Switching your insurance with us is a straightforward process. We’ll review your current policies, identify any gaps or opportunities for savings, and handle the transition for you. Our team will guide you every step of the way to ensure there’s no lapse in your coverage.
Ready for Peace of Mind?
Whether you need a standard quote or something more specialized, we’re here to make it easy. Start with a quote below or choose one of these trusted partner options.
Prefer a specific starting point? Explore these quick links.
Propeller Bonds
Need a bond quote? Start quickly today through our Propeller partner.
Referral Form
Know someone who could use better coverage guidance? Send them our way.
New Company Quote
Request business insurance coverage tailored to your company.
Device Protection
Protect phones, tablets, laptops, and other everyday electronics from the unexpected.
Sola Wind & Hail Buy Back
Explore deductible buy-back protection for wind and hail exposure.
Pets Best Pet Insurance
Help cover unexpected vet bills and care costs for the pets you love.